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Flooding on West Oak Street

Flood Insurance#

Did you know that your regular homeowner’s insurance policy does not cover floods? Or that 30% of flood insurance claims come from outside the mapped floodplain?

Just 1 inch of water can cause $25,000 of damage to your home.

Here are a few useful tips regarding flood insurance from FEMA’s National Flood Insurance Program (NFIP):

  • There is usually a 30-day waiting period before coverage takes effect.
  • Flood insurance is required by lenders for properties in Federal Emergency Management-designated floodplains (Poudre River, Spring Creek, Dry Creek, Boxelder Creek, and Cooper Slough)
  • Flood insurance is available to everyone in Fort Collins!
  • Renters can purchase flood insurance.

There are also private flood insurance options.

Learn more about flood insurance

Elevation Certificates#

Elevation Certificates are available for some properties. These certificates are used in a FEMA-designated floodplain to help rate a property when purchasing flood insurance.

Search for Elevation Certificates

Did You Know?

Activating sleep mode on computers (see ENERGY STAR® for details) uses less energy without sacrificing quality or performance.

Installing ENERGY STAR® roofing material with high reflectance can reduce cooling load.

Lowering the thermostat temperature on winter nights and when no one is home can save money and energy.