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Flooding on West Oak Street

Flood Insurance#

Did you know that your regular homeowner’s insurance policy does not cover floods? Or that 30% of flood insurance claims come from outside the mapped floodplain?

Just 1 inch of water can cause $25,000 of damage to your home.

Here are a few useful tips regarding flood insurance from FEMA’s National Flood Insurance Program (NFIP):

  • There is usually a 30-day waiting period before coverage takes effect.
  • Flood insurance is required by lenders for properties in Federal Emergency Management-designated floodplains (Poudre River, Spring Creek, Dry Creek, Boxelder Creek, and Cooper Slough)
  • Flood insurance is available to everyone in Fort Collins!
  • Renters can purchase flood insurance.

There are also private flood insurance options.

Learn more about flood insurance

Elevation Certificates#

Elevation Certificates are available for some properties. These certificates are used in a FEMA-designated floodplain to help rate a property when purchasing flood insurance.

Search for Elevation Certificates

Did You Know?

Bluegrass lawns generally require 1" or more of water per week, depending on the weather.

Replacing older water heaters, air conditioners, furnaces and boilers with efficient ENERGY STAR® models can save energy and increase home comfort.

There are 13 stormwater basins within the City of Fort Collins Growth Management Area, each with their own master plan.