All persons are entitled equal access to housing. Fair housing laws were enacted to provide equal housing opportunities. It is illegal to discriminate on the basis of a person's protected class in the sale, rental or financing of housing. According to the U.S. Department of Housing and Urban Development: National Fair Housing Act. (1968, Title VIII of the Civil Rights Act, and 1988 Amendments), protected classes include: sex, national origin, familial status (including children under 18), race, ancestry, disability, sexual orientation, color, creed, marital status, or retaliation for opposing a discriminatory practice.
The Fair Housing Act covers most housing. In some circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker, and housing operated by organizations and private clubs that limit occupancy to members.
In the Sale and Rental of Housing: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:
In addition, it is illegal for anyone to:
If you or someone associated with you:
State fair housing law. The State of Colorado has a state law that prohibits housing discrimination (Colorado Revised Statutes, Title 24, Article 24, Part 5 – Housing Practices). The state law offers the same protections as the Fair Housing Act, in addition to providing protections based on marital status, creed, ancestry and sexual orientation.
City ordinance. Section 13-18 of the City’s municipal code prohibits discriminatory housing practices in the City of Fort Collins. Protected classes under the city ordinance include: race, color, religion, national origin, sex or marital status or because of the race, color, religion, national origin, sex or marital status of the other person’s friends or associates.
In mortgage lending no one may take any of the following actions based on race, color, national origin, familial status or handicap (disability):
Do you have a complaint?
Maureen McCarthy, Compliance Coordinator