|Identity theft is becoming one of the fastest growing crimes. Last year, the Federal Trade Commission received over 680,000 complaints of identity theft. Despite your best efforts to manage your personal information, skilled identity thieves may still gain access to your personal data. Fort Collins police provides tips to protect your identity and information on what to do if you become a victim of identity theft.|
Tips to Protect your Identity
What to do if you have become a victim of Identity Theft!
Notify the police: Contact your local police department to file a criminal report and provide specific information on what occurred such as bad checks, credit card abuse, name, etc. Keep a copy of the police report.
Contact the Driver License Office: Once you have filed a police report, contact your local drivers license office and ask for assistance in determining the best course for your situation.
Notify Creditors: If unauthorized charges have been made on your credit card accounts, cancel those cards and request replacement cards with new account numbers. Cancel all unauthorized credit cards and accounts and report fraudulent activity to the credit card issuers and credit reporting agencies.
Notify Your Bank: Ask them to flag your account and contact your regarding any unusual activity. Place a stop payment order on stolen checks. Close any unauthorized bank accounts.
Automatic Teller Machine (ATM) Cards: If your ATM card was stolen, contact the issuing institution and request a new card, account number, and password. Be sure to change your old password.
Report the theft to one of the three major credit reporting agencies: Request that a fraud alert and a victim's statement be placed in your file. Also, request a FREE copy of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Since these agencies share information, you need only notify one.
Contact the Social Security Administration: Report unauthorized use of your personal information to SSA Fraud Hotline at 1-800-269-0271.
Contact the Federal Trade Commission: The FTC is the one place to report ID theft to the federal government. To file an identity theft complaint or request information call: 877-438-4338, write FTC, Identity Theft Clearing House, 600 Pennsylvania Ave, NW, Washington, DC 20580, or www.consumer.gov/idtheft/. Be sure to ask for the free brochure: ID Theft, When Bad Things Happen to Your Good Name.
Notify the U.S. Passport Agency: Notify the U.S. Passport Agency to be on alert for anyone fraudulently applying for a new passport in your name: U.S. Passport Agency, 1111 19th Street, N.W., Washington D.C. 20522-1705, 202-647-0518 or at: www.travel.state.gov/passport.